Here are a few steps to consider for ways to add to your retirement savings:

- Maximum your salary deferrals to your employer retirement plan
- Establish a Roth or Traditional IRA if you qualify and have maximized your employment savings
- Set-up an automatic transfer to an account with an organization like Vanguard to build savings that are not part of a qualified plan
Obviously these start as small steps, but given time and appropriate investment choices, they can go a long way to improving your chances of have a successful retirement.