Month: January 2016

  • Interest Rates

    Okay – so the Fed is trying to move away from its Zero Interest Rate Policy. What’s happened since its December meeting when it announced this policy change? – Short term money market rates have in fact increased – ever so slightly – China’s stock market valuations have collapsed. They’ve gone from exorbitantly over-valued to […]

  • What Does “Asymmetrical Returns” Mean?

    A few years ago, I finally took the time to better understand the potential impact of variable returns on investments. As you switch from being a saver to an investor you soon begin to recognize that the “average” return for a certificate of deposit or bond is quite different from the “average” return for a […]

  • Retirement Readiness Stoplight Worksheet

    Here’s something I’ve been working on the last few weeks. I was looking for a relatively simple, quick self analysis tool for my clients to give themselves a personal financial planning check-up. Much of this is not original, I’m sure bits and pieces have come from a number of sources. I know the stoplight idea […]

  • What’s Going On With the Stock Market?

    I am not necessarily surprised by the volatility in the stock market since the beginning of the year. Clearly since it is quite one- sided i.e., that being down, it is even a little disconcerting for an investor trying to maintain a longer view of stock ownership. As usual it would be a rather extensive […]