Category: Social Security Withdrawal Planning

  • Retirement Spending Strategies

    Michael Kitces recently had a blog posting regarding tax efficient spending strategies from retirement portfolios. He notes that the conventional wisdom is to draw down taxable accounts and let the tax deferred account continue to grow.  However as with most rules of thumbs or short cut decisions this one does come with a caveat of […]

  • The Changing Face of Retirement

    This post will cover the last of the Four C’s. Cost of Living or inflation will need to be considered. Inflation Obviously if you are living on a fixed income with a relatively fixed asset base, inflation will be a challenge for a successful retirement Recently it has been 2% or less During the 1970’s, […]

  • The Changing Face of Retirement

    This segment of the Four C’s focuses on Comfort. Basically, what is your view of a satisfying retirement – what’s your vision of success? Life Style Goals Live comfortably – However you define it Free of financial concerns 35% of pre-retirees are not prepared for retirement 50% are not comfortable with their retirement plans delaying […]

  • The Changing Face of Retirement

    I came across an article with this title a few weeks ago [it might have been from Allianz], which made some interesting comments about the current state of planning for pre-retirees. Health and Wealth go together! Basically it is hard to understate the impact these two factors will have on your retirement. —————————————————————————– It also […]